Effective Date: October 14, 2023
Please read these Terms of Use carefully before using this website.

By accessing this site, you confirm your agreement to these Terms of Use, our Terms of Purchase, and our Privacy Policy. If you do not agree to these terms, you may not access or use our platform or services. These Terms also apply to any current or future tools, content, or systems made available through Adjuster University®.

Scope of Services

Adjuster University® offers independent claims adjusters access to a growing suite of tools, resources, reference materials, downloadable content, peer collaboration areas, and business development services. These include—but are not limited to—on-demand media, articles, software tools, newsletters, career-building content, mentorship-driven support, forums, and industry-related communications (collectively, the “Services”).

Some resources are offered at no cost, while others may require payment. Access to certain features may also require account registration and internet connectivity.

Unless explicitly stated otherwise, any new features or tools added to the Services will be subject to these Terms.

Use of Website and Content

All content provided through Adjuster University®, including but not limited to logos, graphics, text, audio, video, data compilations, and downloadable files, are the exclusive property of Adjuster University® or its licensors. This content is protected by U.S. and international copyright, trademark, and intellectual property laws.

You are granted a limited, revocable license to access and personally use this site. However, this license does not permit you to:

• Republish or redistribute content for commercial use

• Modify or create derivative works

• Use our brand elements (logos, icons, trademarks) without permission

• Frame, copy, or mirror our website for resale or marketing

• Use bots or automated tools to extract data from our platform

• Reproduce any portion of the website for external publishing

Unauthorized use terminates your access rights and may lead to legal action.

Account and Registration

Creating a member profile may be necessary to access certain parts of the site. You agree to provide accurate, current information when creating or updating your account. You are responsible for all activities that occur under your account and agree to keep login credentials confidential.

Only authorized users may access account-based content. Sharing access credentials or permitting unauthorized use of AU’s resources will result in immediate termination and potential legal liability for any losses or damages incurred.

Privacy and Communications

Use of our platform is subject to our Privacy Policy, which governs how we collect, store, and use personal data.

By using the site, you consent to receive communications from us electronically. All agreements, notices, and disclosures provided to you electronically will satisfy legal requirements for written communication.

User Content and Forums

Interactive sections, including forums and comment areas, may be available to support communication among members. You are solely responsible for anything you post or upload, and you must ensure your submissions:

• Do not infringe on intellectual property or privacy rights

• Do not promote violence, hate, illegal activity, or explicit content

• Do not misrepresent your identity or professional affiliations

• Do not contain malware, viruses, or any form of malicious code

• Are respectful and aligned with AU’s community standards

We reserve the right (but not the obligation) to monitor, edit, or remove any user content at our discretion. Any material you submit may be used by Adjuster University® in any medium, in perpetuity, without compensation.

Prohibited Activities

You agree not to:

• Misuse or interfere with the website’s functionality

• Harvest or collect user information without consent

• Impersonate any AU representative or another user

• Attempt unauthorized access to restricted areas

• Use the site to promote outside products, services, or organizations

• Circumvent platform security protocols or access limits

Violation of these rules may result in immediate suspension or permanent ban from the platform.

Intellectual Property

All brand elements, product names, page headers, icons, and proprietary features are protected trademarks or registered marks of Adjuster University® or its affiliates. You may not use any of these elements in a way that implies association without written permission.

Pricing, Access, and Refunds

Some features or services offered through Adjuster University® require payment. All purchases are subject to our Terms of Purchase and Refund Policy. Pricing is subject to change at any time. You are responsible for internet access, third-party software fees, or hardware costs required to access our Services.

All downloadable digital products are non-refundable unless explicitly stated otherwise. Account status (including payment standing) may affect eligibility for special offers or access to specific benefits.

Disclaimer of Results

Adjuster University® does not guarantee specific income levels, career outcomes, or claim volumes. Results vary based on member effort, skill development, and external factors. Any testimonials or case studies presented represent individual experiences and are not guarantees of typical performance.

Modifications and Updates

These Terms may be updated periodically. Continued use of the platform after changes are posted constitutes your acceptance of the revised terms. For your convenience, the effective date is posted at the top of this document.

Jurisdiction and Dispute Resolution

These Terms are governed by the laws of the State of New Jersey. By accessing Adjuster University®, you consent to the exclusive jurisdiction of courts in Middlesex County, New Jersey. Any dispute arising from these Terms will be resolved under binding arbitration if not otherwise settled.

Termination

We reserve the right to suspend or terminate any account or access to our platform at our discretion, without prior notice, if any Terms are violated or if we determine such action is necessary to protect the integrity of our community.

Entire Agreement

These Terms constitute the entire agreement between you and Adjuster University® regarding the use of the site and services and supersede all prior agreements.

If any provision in these Terms is found unenforceable, it will not affect the validity of the remaining provisions. Our failure to enforce any right shall not waive our ability to enforce it in the future.